Oct 29, 2008

Insurance companies refuse to "children with San Lu," Which of the claims have been?

"Sanlu milk powder incident" has once again opened the hearts of the people on the food security of the scars, at the same time the test was exclusions of the insurance companies.



How can insurance exclusions?



Miss He's young daughter because the Sanlu drink milk and children suffering from kidney stones, before and after treatment, after spending most of their savings, she found her daughter for health insurance coverage of the AIA insurance claims, but was rejected Yizhengciyan insurance companies, Assurance that the matter is not covered.



Has always been known as "sending charcoal in snowy weather" a typical representative of the insurance companies, to the attitude of a 180-degree turn, Miss He's a cold heart: "Why I bought insurance, accident occurred in the insurance companies do not pay? Is not intentional but unfortunately P & I, finding fault exclusions? "



"Sanlu milk powder incident," Miss He was not only one of the exclusions, exclusions of the insurance companies are not only a friendly. Tong Su insured to the grievances and dissatisfaction with the media, have their own insurance companies.



That the insurance companies because these children to drink milk Sanlu hospital suffering from kidney stones, the loss caused by disease, accident insurance is not included in the scope of the reasons for the disease, it can not be in accordance with the principle of compensation. At the same time, major insurance companies that the child's risk of disease claims only the scope of chronic renal failure uremia, and this led to the melamine belong to different causes of kidney stones, these stones can not be re-disabled children with insurance payments.



The insurance companies say clearly and logically. Fortunately, at this time that the Government hand for the children's medical treatment by the government for reimbursement of money, but the incident still remain in the shadow of the hearts of the parents, insurance industry's reputation into question once again, how can good corporate social responsibility lost in the On the side?



Insurance companies need to be reminded that when parents lost their trust in insurance companies, and is likely to go blind spot of the insured risk children.



To avoid the trap of insurance exclusions



Insurance companies are not charitable institutions, will certainly clear what the plan should not pay any compensation. In order to avoid the risk that it will be increasing the probability of the risk of major diseases included in the scope of the deductible. This should be the phrase "to buy than to sell the spirit" and insured consumers to be rational and to avoid the trap of insurance claims.



Let's look at the scope of insurance in the "accident" definition, a "foreign": "acids, alkalis, toxic gas and other factors caused by chemical injury, and damage caused by the body itself is not insured by the Factors or diseases caused. " San Lu in the incident, the parents believe that the subjective Sanlu milk powder, milk powder and Sanlu under normal circumstances should be qualified, parents will Sanlu milk powder for children to eat led to the death of a child, the consequences will be beyond the scope of their awareness, child Even if the death of the accident, should pay, unless the terms of insurance, there are similar food poisoning only exclusions from the responsibility. Therefore, the purchase of accident insurance when they try to find out from some of the responsibility to prevent a problem no one "bill."



Parents of children in the purchase of a major disease risk, it is necessary to clearly distinguish which patients would be compensated, the disease which can not be compensated, the map can not be easy to use for the usual "major diseases", we apply to insurance within the meaning of the disease. In the face of illness will narrow the scope of the claims, to consider the purchase of portfolio risk, such as weight increase disease risk in-patient medical insurance. Typically, in-patient medical insurance, regardless of disease, hospitalization can be as long as they are part of the payment of medical expenses, so that a number of diseases can not be compensated under the circumstances to make up for some of the losses.



In addition, the purchase of a significant risk of the disease when taking into account the Xianyao of children with a high incidence of disease in a more comprehensive protection.



Sub-risk children should be insured



Sanlu milk powder incident as a wake-up call to parents, in a variety of diseases and accidental injuries violation of a child at any time, we love what we treasure? Financial experts remind investors that children should be sub-insured risk, parents should According to the child's age, in three sessions to choose different types of insurance.



The first phase is to insure the children of 0-6 years old. This stage is resistance to poor children, vulnerable to a number of epidemic disease, and death to pay for general medical conditions of the insurance payment ratio is not high, and more recommendation to buy some type of compensation for in-patient medical insurance. The advantage lies in its insurance does not limit the scope of the disease, as long as they are led to the hospitalization as a result of diseases caused by medical expenses, can be given to the corresponding proportion of the reimbursement.



In addition, the in-patient medical insurance is based on actual payments for the full cost of the cap For the better protection of the family and conditions permitting, the proposed purchase of modular insurance, general insurance at the same time that the children's disease risk re-hospitalization and medical insurance.



At present, various insurance companies for children's security may be some differences in the type of disease, and some cover more than 30, some only a dozen security. Do not pay attention to a few simple security can be the type of disease, insurance covers too much and lower the incidence of disease insurance, the premium is just a waste.



The second phase is to insure the children of 7-12 years old. 7-12 age group due to the great hidden danger of accidental injuries, should be appropriately increased risk of accidents input, and conditions permitting, to consider the future of education to save money. Of course, if good conditions for families, children should be born soon after to consider the future of education to save money, so that the burden of the annual premiums can be reduced. And the children go to school, the school will be organized to go to school risk level, the low risk premiums, the coverage is the preferred insured children.



The third stage is for 12-18 year-old children insured. 12-18 years old do not have to be confined to the stage of the children at risk because some of the insurance for adults over the age of 14 can buy. For adult children of such insurance coverage, should choose to return a short time interval of dividends, so to a certain extent, alternative education benefit payments. Of course, also be considered for payment and paid very flexible universal life insurance. Such insurance is not only secure, there are very high investment. However, the use of insurance proceeds received, or should be based on accident insurance and medical insurance risk would be the primary consideration, follow the "security first, second income".



Parents need to be reminded that the main risk in buying at the time when they purchase additional insurance premium exemption. In this way, parents, major illness, death or disability exemption can not pay all the premiums, and security functions remain in force until the children receive the insurance money when a lot of points.

Medical and accident insurance claims have time to node

Wang readers to buy an insurance policy, including in-patient costs 6,000 yuan compensation insurance, accident insurance 200,000 yuan and 50,000 yuan accident medical insurance. Not long ago, Xiao Wang from the stairs and fell down, comminuted fracture of his left leg after surgery, played in the foot, steel plate, a doctor needs Xiao Wang reminded the rest a year, long bones removed for good after the surgery board.

Question: This is an accident a year after the board removed the surgery, medical and accident insurance can pay it? How to pay?

Answer: accident medical insurance refers to the insured as a result of the accident suffered injuries in the hospital emergency room doors or in-patient treatment in general wards, each of the accident from the date of the accident within 180 days of reasonable and necessary to have a first aid and fares Social insurance in line with the location of the basic medical insurance to cover the range of reasonable and necessary medical expenses, after deducting certain amount of deductible, according to the insurance companies pay 100% of the proportion of medical and accident insurance. It should be noted that the accident medical insurance is paid for the period, in terms of insurance made it clear that "the insured suffer from accidental injuries from the date of 180 days", that is, if this accident from more than 180 days on The accident does not belong to the scope of the claims. Therefore, Wang one year after the board removed the surgery, medical and accident insurance does not pay for.

However, compensation for the cost of hospitalization insurance in general does not limit the period, Wang or hospital fees can be paid in compensation insurance. Therefore, experts advise you to do in the insurance plans, must be comprehensive and thoughtful, not difficult to strike a balance.

Insurance policies issued before the accident happened - how the insurer compensation

Case: May 20, 2000, Zhang Wang insurance agents in the decision following a recommendation of the family property insurance and risk additional risk of theft, so Zhang on the spot to fill in the single-insured, and pay 695 yuan premium, the insurance on a single set Insurance in the amount of 290,000 yuan, insurance liability for the period at 0:00 on May 21, 2000 to May 20, 2001, when 24. As a result coincides with the weekend, Wang promised that next Monday May 22 and then sent to the insurance Zhang, Wang, after a car accident as a result of the accident, failed policies will be sent to Zhang, and Zhang on May 23 House fire, causing property losses of family 30,000 yuan, Zhang was then made to the request of the insurance claim.

Disputes:

1, not insurance companies to issue policies, and insurance alone does not have the force of law, the insurance contract does not hold, the insurer liable.

2, insurers charge a premium, it should bear the responsibility for insurance, Zhang compensation for property damage.

Analysis:

1, according to the "insurance law" Article 124 stipulates that the insurance agent in the case of the legal consequences of acts of Wang by insurers to bear.

2, according to the "Insurance Law" Article 12 provides that insurance is the insurance contract after the establishment of the insured to the insurer issued a formal written any evidence, not exactly the same as the insurance contract, as long as the insured made an offer, promise for insurers, insurance Contracts can be set up. From the merits of the case, Zhang fill out the insurance that is issued by a single offer, insurance agents Wang Zhang received the premium and promised to be done after the insurance policy to Zhang, can be seen as insurers have pledged to The establishment of the insurance contract.

3, single insured by the insurer after the commitment to become a part of the insurance contract, the same force of law, so in this case based on a single insurance liability insurance as set forth in the Period of time, Zhang insured home when the fire broke out, the insurer's liability insurance Has already begun, the insurance contract is in force.

Conclusion: in this case the insurance contract to set up and already in force, insurance companies should be compensation for loss of property Zhang family 30,000 yuan

Livförsäkring klassificering

Livförsäkring, inklusive livförsäkringar, sjukförsäkringar och personlig olycksfallsförsäkring.

Livförsäkring: kallad livförsäkring, är en persons liv och död försäkring för föremålet för försäkringen är försäkrade är ansvarar för försäkring period, överlevnad eller död av försäkringsgivaren enligt försäkringsavtalet förutsättning för betalning av en försäkring.

Health Insurance: en icke-skada olyckor och försäkrade av själva sjukdomen, som leder till sjukdom och död försäkring för villkoren i försäkringen.

Personlig olycksfallsförsäkring: den mänskliga kroppen utsätts för på villkor om försäkring för olycksfall försäkring.

En av de livförsäkringsverksamhet i överlevnad försäkring, död försäkring, försäkring samexistera.

Överlevnad försäkring: försäkringsavtalslagen under perioden när den försäkrade fortfarande lever för försäkring, försäkringsbolaget betalas av försäkringar av försäkringsbolag. Om ålderspension försäkring.

Död försäkringsperioder: försäkringsperiod för död den försäkrade försäkring, försäkringsbolaget betalas av försäkringar av försäkringsbolag.

Samexistens av försäkring: försäkring period död den försäkrade och försäkringsbolag upphör att gälla när den försäkrade fortfarande lever för att försäkra, de försäkringsgivare som betalas av försäkringar av försäkringsbolag. Enkelt som livförsäkring.

Clasificación de los seguros de vida

Seguros de vida, incluyendo seguros de vida, seguro médico y seguro de accidentes personales.

Seguro de Vida: a que se refiere como seguros de vida, es una persona de la vida y la muerte de seguros para el objeto del seguro, el asegurado es la responsabilidad del período de seguro, la supervivencia o la muerte por el asegurador en el marco del contrato de seguro previsto para el pago de un seguro.

Seguro de Salud: una no-lesiones y accidentes asegurados por la propia enfermedad, que llevan a la invalidez y la muerte de seguros para las condiciones de los seguros.

Seguro de accidentes personales: basado en el cuerpo humano de la lesión accidental de seguros como condición de los seguros.

Una de las operaciones de seguros de vida en la supervivencia de los seguros, la muerte de seguros, los seguros co-existencia.

La supervivencia de los seguros: el seguro de acuerdo sobre el período en que el asegurado sigue vivo para el seguro, la aseguradora pagó por el seguro de los seguros. Si la pensión de vejez.

La muerte de seguros: seguros período de la muerte de los asegurados de seguros, el asegurador paga por el seguro de los seguros.

Co-existencia de seguros: seguros período de la muerte del asegurado y seguro expira cuando la persona asegurada todavía está vivo para el co-seguro, la aseguradora pagó por el seguro de los seguros. Simple como un seguro de vida.

Страхование жизни классификация

Страхование жизни, в том числе страхование жизни, медицинское страхование и личное страхование от несчастных случаев.

Страхование жизни: называется страхование жизни, является лицом жизни и смерти страхование объекта страхования, застрахованным является обязанностью страховой период выживания или смерти страховщика в соответствии с договором страхования предусмотрено на оплату страховки.

Медицинское страхование: Расходы, травматизмом и страхование самой болезни, ведущие к инвалидности и смерти страхования условиями страхования.

Страхование от несчастных случаев: человеческое тело подвергается условия страхования на случай травмы страхования.

Одним из жизни страхового бизнеса в выживании страхования, смерть страхование, страхование совместного существования.

Выживание страхования: договор страхования в течение периода, когда застрахованное лицо до сих пор жива на страхование, Страховщик оплачивает страховая страхования. Если пенсия по старости страхования.

Смерть страхования: страхование на период смерти застрахованного страхования, Страховщик оплачивает страховая страхования.

Совместное существование страхования: страхование периода смерти страхователя и страхового истекает, когда застрахованное лицо по-прежнему жив для совместного страхования, Страховщик оплачивает страховая страхования. Простой, как страхование жизни.

Clasificare a asigurărilor de viaţă

De asigurări de viaţă, inclusiv a asigurărilor de viaţă, asigurări de sănătate şi de personal de asigurarea în caz de accident.

A asigurărilor de viaţă: menţionate ca a asigurărilor de viaţă, este o persoană de viaţă şi de moarte de asigurare pentru obiect de asigurare, Asiguratul este de responsabilitatea de a perioadei de asigurare, de supravieţuire sau de moarte de către asigurător în conformitate cu contractul de asigurare prevăzute de plată a unei societăţi de asigurare.

De Asigurări de Sănătate: un prejudiciu non-accidente şi de boală de către asigurat în sine, care să conducă la asigurarea de invaliditate şi de moarte pentru a condiţiilor de asigurare.

Personale asigurări de accident: corpul uman este expus la condiţiile de asigurare pentru asigurarea de răniri accidentale.

Unul dintre activităţii de asigurare de viaţă în supravieţuire de asigurare, de asigurare de deces, asigurare de co-existenţă.

De supravieţuire de asigurare: asigurare de acord în perioada când persoana asigurată este încă în viaţă pentru asigurare, asigurătorul plăteşte de către societatea de asigurare de asigurare. În cazul în care pentru limită de vârstă de asigurări de pensii.

Moartea de asigurare: perioada de asigurare de deces a asigurat de asigurare, asigurătorul plăteşte de către societatea de asigurare de asigurare.

Co-existenţă de asigurare: perioada de asigurare de deces a asigurat şi de asigurare expiră în cazul în care persoana asigurată este încă în viaţă pentru a co-asigurare, asigurătorul plăteşte de către societatea de asigurare de asigurare. Simplu ca a asigurărilor de viaţă.

Life Insurance classificação

Seguro de vida, incluindo seguro de vida, seguro saúde e seguro de acidentes pessoais.

Seguro de vida: referidos como seguros de vida, é a vida ea morte de seguro para o objeto do seguro, o segurado é da responsabilidade da seguradora período, a sobrevida ou morte pela seguradora ao abrigo do contrato de seguro previsto pagamento de um seguro.

Seguro de Saúde: um não-seguros por acidentes e ferimentos a própria doença, levando à incapacidade e morte de seguro para as condições do seguro.

Seguro de acidentes pessoais: o corpo humano está sujeito a condições de seguro para as lesões acidentais seguro.

Um dos seguros vida na sobrevivência das empresas de seguros, a morte de seguros, empresas de seguros co-existência.

A sobrevivência de seguros: o seguro acordo durante o período em que o segurado que ainda está vivo para o seguro, a seguradora paga pelo seguro do seguro. Se a pensão de velhice seguro.

Morte de seguros: seguros período para a morte do segurado seguro, a seguradora paga pelo seguro do seguro.

Co-existência de seguros: seguros período da morte do segurado ea seguradora, quando expira o segurado que ainda está vivo para o co-seguro, a seguradora paga pelo seguro do seguro. Simples como seguros de vida.

Klasyfikacja ubezpieczeń na życie

Ubezpieczenia na życie, w tym ubezpieczenia na życie, ubezpieczenie zdrowotne oraz ubezpieczenia od wypadków.

Ubezpieczenia na życie: jako określone ubezpieczeń na życie, jest osobą, życia i śmierci ubezpieczenia przedmiotu ubezpieczenia, ubezpieczonych spoczywa na okres ubezpieczenia, przetrwania lub śmierci przez ubezpieczyciela w ramach umowy ubezpieczenia, pod warunkiem zapłaty zakładu ubezpieczeń.

Ubezpieczenia Zdrowotnego: nie wypadki i szkody ubezpieczony przez samą chorobą, prowadzącą do niepełnosprawności i śmierci, ubezpieczenie na warunkach ubezpieczeń.

Ubezpieczenia od wypadków: organizm ludzki jest narażony na warunki ubezpieczenia dla przypadkowych obrażeń ubezpieczenia.

Jednym z ubezpieczeń na przetrwanie ubezpieczenia, śmierć ubezpieczenia, ubezpieczenie koegzystencji.

Przetrwania ubezpieczenia: umowa ubezpieczenia w okresie, kiedy dana osoba ubezpieczona nadal żyje za ubezpieczenia, ubezpieczyciel wypłacana przez ubezpieczenie ubezpieczenia. Jeżeli ubezpieczenia emerytalnego.

Śmierć ubezpieczenia: okres ubezpieczenia z tytułu śmierci ubezpieczonego ubezpieczenia, ubezpieczyciel wypłacana przez ubezpieczenie ubezpieczenia.

Koegzystencji ubezpieczenia: okres ubezpieczenia w przypadku śmierci ubezpieczonego oraz ubezpieczenie wygasa, gdy osoba ubezpieczona nadal żyje na współfinansowanie ubezpieczenia, ubezpieczyciel wypłacana przez ubezpieczenie ubezpieczenia. Proste jak ubezpieczenia na życie.

Pensjonsordning klassifisering

Livsforsikringsselskaper, herunder livsforsikringsselskaper, helseforsikring og personlig ulykke forsikring.

Livsforsikring: referert til som livsforsikringsselskaper, er en persons liv og død forsikring for gjenstand for forsikring, de forsikrede er ansvarliggjort av forsikringstiden, i overlevelse eller død av selskapet under forsikringsavtalen gitt for utbetaling av en forsikring.

Helseforsikring: en ikke-skader ulykker og forsikret av sykdommen seg selv, noe som fører til uførhet og død forsikring for vilkårene for forsikringen.

Personlig ulykke forsikring: at kroppen blir utsatt for forhold av forsikring for utilsiktede skader forsikringen.

Ett av livsforsikringsselskaper virksomhet i overlevelse av forsikringen, død forsikring, forsikring sameksistens.

Overlevelsen av forsikringen: forsikringen avtalen i løpet av perioden når den forsikrede personen er i live, for forsikringen, svarer selskapet betalt av forsikringen i forsikringstiden. Hvis alderspensjon pensjon forsikringsselskap.

Death forsikring: forsikringstiden for død av det forsikrede forsikring, har selskapet betalt av forsikringen i forsikringstiden.

Sameksistens av forsikringen: forsikringstiden død den forsikrede og forsikring utløper når den forsikrede personen er i live, for co-forsikring, har selskapet betalt av forsikringen i forsikringstiden. Enkelt som livsforsikringsselskaper.

Oct 28, 2008

생명 보험 종류

생명 보험, 건강 보험, 개인 상해 보험 등 생명 보험,.

생명 보험 : 생명 보험으로, 보험의 대상에 대한 개인의 삶과 죽음의 보험입니다 추천, 피보험자가 보험 기간의 책임이며, 생존 또는 사망 보험에 의해 보험 계약은 보험의 지불을 위해 제공 받고있습니다.

건강 보험 : 비 - 부상 사고 및 질병 자체에 의해 보험, 장애 보험과 사망 보험의 조건에 대한 선도.

개인 사고 보험 : 인간의 신체 조건에 의한 사고로 부상을 보험에 대한 보험이다.

한 생명 보험 회사의 보험, 사망 보험, 보험 공동의 생존에 - 존재.

보험의 생존 : 피보험자시기는 아직 살아있다는 넘는 보험에 대한 보험 계약, 보험 보험의 보험료를 지불했다. 옛날 - 나이 연금 보험 있으면 좋을 텐데.

사망 보험 : 피보험자가 보험의 사망에 대한 보험 기간, 보험 보험의 보험료를 지불했다.

공동 - 보험의 존재 : 보험 기간의 사망 보험과 보험 피보험자가 여전히 살아있다 - 공동 보험 보험 보험의 보험료를 지불 만료됩니다. 생명 보험으로 단순했다.

生命保険の分類

生命保険、健康保険、傷害保険などの生命保険、 。

生命保険:生命保険は、保険のオブジェクトのための人間の生と死は言及保険は、被保険者の保険期間の責任は、生存か、死亡の保険会社の保険契約の保険金の支払いのために提供する。

健康保険:以外の損傷事故や病気自体が被保険者、障害者と死亡保険に保険の条件をリードする。

傷害保険:人体傷害保険の保険の条件にさらされます。

1つは、生命保険事業の保険、死亡保険、保険の共同の生存の存在。

保険の生存:期間は、被保険者はまだ生きている保険の保険契約は、保険会社による保険の保険金支払額。は、老齢年金保険の場合。

死亡保険金:被保険者の死亡保険の保険期間、保険会社による保険の保険金支払額。

共同保険の存在:保険期間の死亡保険の被保険者と被保険者がまだ生きているコロラドの保険は、保険会社が支払う保険の保険の有効期限が切れる。生命保険と同じくらい簡単です。

Classificazione di assicurazione sulla vita

Assicurazione sulla vita, comprese le assicurazioni sulla vita, assicurazione malattia e assicurazione contro gli infortuni personali.

Assicurazione sulla vita: denominato assicurazione sulla vita, è una persona la vita e la morte di assicurazione per l'oggetto di assicurazione, l'assicurato è di competenza del periodo di assicurazione, la sopravvivenza o di morte per l'assicuratore sotto il contratto di assicurazione previste per il pagamento di un'impresa di assicurazione.

Assicurazione sanitaria: un non-incidenti e lesioni assicurato dalla malattia stessa, che porta alla disabilità e alla morte di assicurazione per le condizioni di assicurazione.

Personal assicurazione contro gli infortuni: il corpo umano è sottoposto a condizioni di assicurazione per lesioni accidentali di assicurazione.

Una delle imprese di assicurazione sulla vita nella sopravvivenza delle imprese di assicurazione, la morte di assicurazione, imprese di assicurazione di co-esistenza.

La sopravvivenza delle imprese di assicurazione: l'assicurazione per il periodo in cui la persona assicurata è ancora vivo per l'assicurazione, l'assicuratore versato dall'impresa di assicurazione di assicurazione. Se la pensione di vecchiaia assicurazione.

La morte di assicurazione: periodo di assicurazione per la morte degli assicurati assicurazioni, l'assicuratore versato dall'impresa di assicurazione di assicurazione.

Co-esistenza di assicurazione: assicurazioni periodo di morte degli assicurati e assicurazione scada quando la persona assicurata è ancora vivo per il co-assicurazione, l'assicuratore versato dall'impresa di assicurazione di assicurazione. Semplice come l'assicurazione sulla vita.

जीवन बीमा वर्गीकरण

जीवन बीमा, स्वास्थ्य बीमा और व्यक्तिगत दुर्घटना बीमा सहित जीवन बीमा,.

जीवन बीमा: करने के लिए जीवन बीमा के रूप में, बीमा के उद्देश्य के लिए एक व्यक्ति के जीवन और मृत्यु बीमा है भेजा है, बीमा बीमा अवधि की जिम्मेदारी है, उत्तरजीविता या मौत को बीमा कंपनी ने बीमा अनुबंध के एक बीमा के भुगतान के लिए उपलब्ध कराई के अंतर्गत.

स्वास्थ्य बीमा: एक गैर चोट दुर्घटनाओं और इस बीमारी स्वयं द्वारा बीमा, विकलांगता और मौत का बीमा करने के लिए बीमा की शर्तों के लिए अग्रणी.

व्यक्तिगत दुर्घटना बीमा: मानव शरीर दुर्घटना में चोट बीमा के लिए बीमा की शर्तों के अधीन है.

एक ने जीवन बीमा कारोबार का बीमा, मृत्यु बीमा, बीमा सह के अस्तित्व में अस्तित्व.

बीमा का अस्तित्व: इस अवधि जब बीमाकृत व्यक्ति अभी भी बीमा के लिए जीवित है पर बीमा करार है, बीमा कंपनी बीमा के बीमा के द्वारा भुगतान किया. पुराने-उम्र पेंशन बीमा यदि.

मृत्यु बीमा हैं: बीमा बीमा की मृत्यु बीमा अवधि के लिए है, बीमा कंपनी बीमा के बीमा के द्वारा भुगतान किया.

Co-बीमा का अस्तित्व: बीमा अवधि की मृत्यु के बीमा और बीमा जब बीमाकृत व्यक्ति अभी भी सह के लिए जिंदा है, बीमा, तो बीमा कंपनी बीमा के बीमा के द्वारा भुगतान किया समाप्त हो रहा है. जीवन बीमा के रूप में सरल.

Ασφάλειες Ζωής κατάταξη

Ασφάλεια ζωής, συμπεριλαμβανομένων των ασφαλίσεων ζωής, υγείας και ασφάλισης προσωπικού ατυχήματος.

Ασφάλειες Ζωής: αναφέρεται ως ασφάλεια ζωής, είναι το πρόσωπο της ασφάλισης ζωής και θανάτου για το αντικείμενο της ασφάλισης, ο ασφαλισμένος έχει την ευθύνη της ασφαλιστικής περιόδου, η επιβίωση ή το θάνατο από τον ασφαλιστή στο πλαίσιο της ασφαλιστικής σύμβασης που προβλέπει την καταβολή της ασφαλιστικής.

Ασφάλιση Υγείας: μια μη τους τραυματίες και τους ασφαλισμένους από την ίδια ασθένεια, που οδηγεί σε αναπηρία και τον θάνατο για την ασφάλιση των όρων ασφάλισης.

Προσωπική ασφάλιση ατυχήματος: το ανθρώπινο σώμα υπόκειται σε προϋποθέσεις ασφάλισης για την ασφάλιση ατυχημάτων.

Μία από τις ασφάλειες ζωής στην επιβίωση των ασφαλιστικών, ο θάνατος ασφαλίσεις συνύπαρξη.

Η επιβίωση της ασφάλειας: η ασφάλιση συμφωνία για την περίοδο κατά την οποία ο ασφαλισμένος είναι ακόμα ζωντανός για το ασφαλιστικό, ο ασφαλιστής που καταβλήθηκε από την ασφάλεια της ασφάλισης. Αν η σύνταξη γήρατος ασφάλισης.

Θάνατος ασφάλιση: ασφάλιση περίοδο για το θάνατο του ασφαλισμένου ασφάλισης, ο ασφαλιστής που καταβλήθηκε από την ασφάλεια της ασφάλισης.

Η συνύπαρξη των ασφάλιση: ασφάλιση περίοδο του θανάτου του ασφαλισμένου και ασφάλιση λήγει όταν ο ασφαλισμένος είναι ακόμα ζωντανή για την συμπαραγωγή ασφάλισης, ο ασφαλιστής που καταβλήθηκε από την ασφάλεια της ασφάλισης. Απλή ως ασφάλιση ζωής.

Lebensversicherung Einstufung

Lebensversicherung, einschließlich Lebensversicherung, Krankenversicherung und Unfallversicherung.

Lebensversicherung: nach wie Lebensversicherung, ist eine Person, Leben und Tod Versicherung für das Objekt von Versicherungen, die Versicherten liegt in der Verantwortung der Versicherungszeit, das Überleben oder zum Tod durch den Versicherer nach dem Versicherungsvertrag, die für die Zahlung einer Versicherung.

Krankenversicherung: eine nicht-Unfälle mit Verletzten und der Versicherten durch die Krankheit selbst, was zu einer Behinderung und Tod Versicherung für die Bedingungen für die Versicherung.

Persönliche Unfallversicherung: Der menschliche Körper ist, die Bedingungen für die Versicherung für ein Unfall Versicherungsgesellschaften.

Einer der Lebensversicherungsgeschäft in das Überleben der Versicherungs-, Versicherungs-Tod-, Versicherungs-Ko-Existenz.

Das Überleben der Versicherung: die Versicherung Vereinbarung über den Zeitraum, wenn die versicherte Person noch am Leben ist für die Versicherung der Versicherer von der Versicherung der Versicherung. Wenn die Rentenversicherung.

Der Tod der Versicherung: die Versicherung für den Tod des Versicherten Versicherung, der Versicherer von der Versicherung der Versicherung.

Co-Existenz von Versicherungen: Versicherung Zeitraum dem Tod des Versicherten und Versicherung ist gültig, wenn die versicherte Person noch am Leben ist für die Ko-Versicherung, der Versicherer von der Versicherung der Versicherung. Einfach wie Lebensversicherungen.

L'assurance-vie de classification

L'assurance-vie, y compris l'assurance-vie, assurance santé et assurance accident.

L'assurance vie: en tant que visée à l'assurance-vie, est la vie d'une personne et de la mort d'assurance pour l'objet de l'assurance, l'assuré est de la responsabilité de la durée d'assurance, la survie ou la mort par l'assureur dans le cadre du contrat d'assurance prévues par le paiement d'une assurance.

Assurance maladie: un non-accidents et assuré par la maladie elle-même, conduisant à l'invalidité et la mort d'assurance pour les conditions d'assurance.

Assurance accident: le corps humain est soumis à des conditions d'assurance pour l'assurance accident.

L'une des activités d'assurance vie dans la survie de l'assurance, l'assurance décès, assurance co-existence.

La survie de l'assurance: l'assurance au cours de la période lorsque l'assuré est toujours en vie pour l'assurance, l'assureur a payé par l'assurance de l'assurance. Si la pension de vieillesse d'assurance.

La mort d'assurance: l'assurance pour la période de décès de l'assuré, l'assurance, l'assureur a payé par l'assurance de l'assurance.

Co-existence de l'assurance: la période d'assurance décès de l'assuré et de l'assurance prend fin lorsque l'assuré est toujours vivant pour la co-assurance, l'assureur a payé par l'assurance de l'assurance. Simple comme l'assurance-vie.

Vakuutusosakeyhtiö Henki-luokitus

Henkivakuutukset, mukaan lukien elämä, sairausvakuutus ja henkilökohtainen tapaturmavakuutus.

Henkivakuutus: jäljempänä henkivakuutus, on henkilön elämän ja kuoleman vakuutuksen kohteena vakuutus, vakuutettu on vastuussa vakuutus aikana, säilymis-tai kuolemaan vakuutuksenantaja nojalla vakuutussopimuksen säädetty maksu vakuutus.

Sairausvakuutuslain, joka ei ole vahinkoa onnettomuuksien ja vakuutettu itse tauti, joka johtaa työkyvyttömyyteen ja kuolemaan vakuutuksen ehdot vakuutus.

Henkilökohtainen tapaturmavakuutus: ihmisen elimistöön joutuu edellytykset vakuutus onnettomuuden vakuutus.

Yksi henkivakuutus yritysten selviytyminen vakuutus, kuolema vakuutus-, vakuutus-rinnakkaiseloa.

Selviytyminen vakuutukset: vakuutus-sopimuksen aikana, kun vakuutettu on edelleen hengissä vakuutus-, vakuutuksenantaja maksaa vakuutukset vakuutus. Jos vanhuus-eläkevakuutus.

Kuolema vakuutus: vakuutukset ajan kuoleman vakuutetun vakuutuksenantajaa maksaa vakuutukset vakuutus.

Rinnakkaiseloa vakuutukset: vakuutusajan kuolemasta on vakuutettu ja vakuutus päättyy, kun vakuutettu on edelleen hengissä yhteistyössä vakuutuksenantajaa maksaa vakuutukset vakuutus. Yksinkertaista kuin henkivakuutus.

Levensverzekeringen indeling

Levensverzekeringen, waaronder levensverzekeringen, ziektekostenverzekeringen en persoonlijke ongevallenverzekering.

Levenbedrijf: aangeduid als levensverzekeringen, is een persoon het leven en de dood verzekering voor het object van verzekering, de verzekerde is de verantwoordelijkheid van het tijdvak van verzekering, het overleven of overlijden door de verzekeraar uit hoofde van de verzekeringsovereenkomst voorwaarde voor de betaling van een verzekering.

Ziektekostenverzekering: een niet-gewonden en verzekerd door de ziekte zelf, die leiden tot invaliditeit en overlijden verzekering voor de voorwaarden van verzekering.

Persoonlijke ongevallenverzekering: het menselijk lichaam wordt blootgesteld aan de voorwaarden van de verzekering voor schade door ongevallen verzekering.

Een van het levensverzekeringsbedrijf in de overleving van verzekering, overlijden, verzekering co-existentie.

Het voortbestaan van verzekering: de verzekering akkoord over de periode waarin de verzekerde nog in leven is op de verzekering, de verzekeraar betaald door de verzekering van de verzekering. Als het ouderdomspensioen af te sluiten.

Death verzekeringen: tijdvak van verzekering voor de dood van de verzekerde de verzekeraar betaald door de verzekering van de verzekering.

Co-existentie van verzekering: tijdvak van verzekering van het overlijden van de verzekerde en verzekering vervalt wanneer de verzekerde nog in leven is voor de co-verzekering, de verzekeraar betaald door de verzekering van de verzekering. Simpel als levensverzekeringen.

Livsforsikring klassificering

Livsforsikring, herunder livsforsikring, sygeforsikring og ulykkesforsikring.

Livsforsikring: benævnt livsforsikring, er en persons liv og død forsikring til genstand for forsikring, den forsikrede er ansvarlig for forsikring periode, overlevelse eller død af forsikringsselskabet i henhold til forsikringsaftalen er fastsat for udbetaling af en forsikring.

Health Insurance: en ikke-skade ulykker og forsikrede ved selve sygdommen, der fører til invaliditet og død forsikring for betingelserne for forsikring.

Personlig ulykkesforsikring: Den menneskelige krop er underkastet betingelserne for forsikring for hændelig skade forsikring.

En af de livsforsikringsvirksomhed i overlevelse forsikring, død, forsikring sameksistens.

Overlevelse forsikring: forsikringsbranchen aftale i løbet af den periode, hvor den forsikrede person er stadig i live for forsikringsgiveren betalt af forsikringen af forsikring. Hvis alderspension forsikring.

Death forsikring: forsikring periode for afgår ved døden den forsikrede forsikringsgiveren betalt af forsikringen af forsikring.

Sameksistens af forsikring: forsikring periode død af den forsikrede og forsikring udløber, når den forsikrede person er stadig i live for co-forsikringsgiveren betalt af forsikringen af forsikring. Enkle som livsforsikring.

Životní pojištění zařazení

Životní pojištění, včetně životního pojištění, zdravotní pojištění a osobní úrazové pojištění.

Životní pojištění: označován jako životní pojištění, je osoba, životě a smrti pojištění pro předmět pojištění, je pojištěn na odpovědnost za dobu pojištění, přežití či smrti pojistitelem podle pojistné smlouvy poskytnuty pro platbu pojišťovnou.

Zdravotní pojištění: a non-zraněných a pojištěné, které nemoc sama o sobě vést ke zdravotnímu postižení a úmrtí pojistné podmínky pro pojištění.

Osobní úrazové pojištění: lidské tělo je vystaveno podmínek pro havarijního pojištění, úrazové pojištění.

Jedním z životního pojištění na přežití pojištění, pojištění smrti, pojištění CO-existence.

Přežití pojištění: pojištění dohody po dobu, kdy pojištěná osoba je stále naživu pojištění, pojistitel zaplacené pojistné na pojištění. Je-li starý-věku důchodového pojištění.

Smrt pojištění: pojištění pro období od smrti pojištěného pojištění, pojistitel zaplacené pojistné na pojištění.

CO-existence pojištění: doba pojištění smrti pojištěného a pojištění končí, pokud pojištěná osoba je stále naživu pro CO-pojištění, pojistitel zaplacené pojistné na pojištění. Jednoduché, jako je životní pojištění.

Životno osiguranje klasifikacija

Životno osiguranje, uključujući i životno osiguranje, zdravstveno osiguranje i osobno osiguranje protiv nezgode.

Osiguranje života: kako je navedeno u životnom osiguranju, je osoba u životu i smrti osiguranje za predmet osiguranja, osigurana je i odgovornost u razdoblju osiguranja, opstanak ili smrti koje je osiguratelj pod ugovor o osiguranju određeno za isplatu od osiguranja.

Zdravstveno osiguranje: ne-ozljede i nezgode osigurane po sebi bolest, koja vodi do invalidnosti i smrti za osiguranje uvjeta za osiguranje.

Osobno osiguranje protiv nezgode: ljudsko tijelo je podvrgnut uvjeti osiguranja za osiguranje od ozljeda slučajan.

Jedan od životnog osiguranja poslovanja u opstanak osiguranje, osiguranje od smrti, osiguranje suživota.

Opstanak osiguranja: osiguranje sporazuma tijekom razdoblja kada je osigurana osoba je još uvijek živ za osiguranja, osiguratelj isplaćuje se po osiguranja osiguranja. Ako starosnu mirovinu osiguranje.

Smrt osiguranja: osiguranje za razdoblje od smrti osigurane osiguranja, osiguratelj isplaćuje se po osiguranja osiguranja.

Co-postojanje osiguranja: osiguranje razdoblju od smrti osigurane i osiguranje istječe kada je osigurana osoba je još uvijek živ za co-osiguranje je osiguratelj plaća osiguranje od osiguranja. Jednostavno kao životno osiguranje.

Застраховка Живот класиране

Застраховка живот, включително застраховка "живот", здравна застраховка и Застраховка "Злополука".

Застраховка живот: по-нататък застраховка "живот", е лице на живота и смъртта осигуряване на предмета на застраховката, застрахованият е отговорност на застрахователния период, смъртта преживяемост или от застрахователя по застрахователни договори, за изплащане на застраховка.

Здравно осигуряване: A Non-вредата аварии и застраховани от самото заболяване, водещо до инвалидност и смърт осигуряване за условията на застраховка.

Застраховка "Злополука": човешкото тяло е подложено на условия за застраховка на случайни щети застраховка.

Един от живота застрахователна дейност в оцеляването на застраховка, смърт застраховки, застраховки за съвместно съществуване.

Оцеляването на застраховане: застрахователния договор през периода, когато осигуреното лице е все още жив за застраховката, застрахователят изплаща от застраховката на застраховка. Ако старост пенсионните застраховки.

Смърт застраховки: застраховка период за смъртта на осигуреното застраховката, застрахователят изплаща от застраховката на застраховка.

Съвместното съществуване на застраховане: застраховане период на смърт на застрахования и застраховка изтича, когато осигуреното лице е все още жив за съвместно застраховане, застрахователят изплаща от застраховката на застраховка. Просто животът застраховка

تصنيف التأمين على الحياة

التأمين على الحياة ، بما فيها التأمين على الحياة والتأمين الصحي والتأمين ضد الحوادث الشخصية.

التأمين على الحياة : ويشار إلى التأمين على الحياة ، هو الشخص التأمين على الحياة والموت لموضوع التأمين ، والمؤمن هو من مسؤولية فترة التأمين ، والبقاء على قيد الحياة أو الموت من قبل شركة التأمين بموجب عقد التأمين المنصوص عليها دفع مبلغ التأمين.

التأمين الصحي : غير الاصابة والحوادث والمؤمن بها المرض نفسه ، مما يؤدي إلى العجز والوفاة لشروط التأمين من التأمين.

التأمين ضد الحوادث الشخصية : جسم الإنسان يتعرض لظروف تأمين ضد الاصابات العرضية التأمين.

واحدة من التأمين على الحياة التجارية في البقاء على قيد الحياة من التأمين ، وفاة والتأمين ، والتأمين على العيش المشترك.

بقاء التأمين : التأمين اتفاق خلال هذه الفترة عند المؤمن لا يزال على قيد الحياة للتأمين ، شركة التأمين التي يدفعها التأمين من التأمين. وإذا كان معاش الشيخوخة والتأمين.

وفاة التأمين : التأمين لفترة وفاة المؤمن عليه التأمين ، شركة التأمين التي يدفعها التأمين من التأمين.

العيش المشترك من التأمين : التأمين على فترة وفاة المؤمن عليه والتأمين وتنتهي عند الشخص المؤمن لا يزال على قيد الحياة من أجل المشاركة في التأمين ، شركة التأمين التي يدفعها التأمين من التأمين. التأمين على الحياة بهذه البساطة.

Life Insurance Classification

Life insurance, including life insurance, health insurance and personal accident insurance.

Life Insurance: referred to as life insurance, is a person's life and death insurance for the object of insurance, the insured is the responsibility of the insurance period, the survival or death by the insurer under the insurance contract provided for payment of an insurance.

Health Insurance: a non-injury accidents and insured by the disease itself, leading to disability and death insurance for the conditions of insurance.

Personal accident insurance: the human body is subjected to conditions of insurance for accidental injury insurance.

One of the life insurance business in the survival of insurance, death insurance, insurance co-existence.

The survival of insurance: the insurance agreement over the period when the insured person is still alive for the insurance, the insurer paid by the insurance of insurance. If the old-age pension insurance.

Death insurance: insurance period for the death of the insured insurance, the insurer paid by the insurance of insurance.

Co-existence of insurance: insurance period the death of the insured and insurance expires when the insured person is still alive for the co-insurance, the insurer paid by the insurance of insurance. Simple as life insurance.